FinMark Trust commissioned Genesis to better understand the role and use of co-operative financial institutions (CFIs) as viable alternatives to the commercial banking sector for accessing financial services for lower income individuals in South Africa, Malawi and Swaziland, as well as best practices in the sector. Methodology An initial desktop review was completed at the […]
This report is a nationally representative survey focusing on the status of small businesses in Malawi. It builds on an empirical analysis on the most binding constraints to MSME’s development and growth with a focus on access to financial services. Besides reviewing the available academic literature, the report is based on actual experiences of MSMEs, […]
The report entitled ‘Mapping the Retail Payment Services Landscape’ is part of a series commissioned by FinMark Trust to examine the retail payments landscape in Malawi, Mozambique, Zimbabwe and Zambia. It builds on four country-specific reports, summarising and distilling the key findings from each of the four countries.
This report is part of the series commissioned by FinMark Trust to examine the retail payments landscape in Malawi. This study hypothesizes that the ability to make payments conveniently and affordably has a material impact on the financial lives of the poor. This hypothesis also assumes that (i) existing formal payment products are not designed […]
This study provides a broad overview of the status of rural and agricultural finance in Malawi, based on secondary sources and using a structure provided by FinMark Trust. Malawi is one of the poorest countries in the world, with 73.9% of the population living on less than $1.25/day. 39% of the population lives below the […]
This short report summarises the findings of the first phase of the work, namely, an assessment of the current state of rural and agricultural financial services in the region. The research was carried out in six countries – Botswana, Malawi, Mozambique, South Africa, Zambia and Zimbabwe – drawing mainly on secondary sources. It was completed […]
This study examined the retirement systems of Malawi with a view to drawing lessons from their experiences in addressing old age provision both from government pension schemes and informal mechanisms developed by their communities. Pension systems and long term savings of a nation?s citizens provide the prospect of a secure retirement and the support of […]
FinScope Malawi 2008 was commissioned by the Ministry of Finance and the FinMark Trust, with funding from the United Kingdom?s Department for International Development, to understand adult Malawians financial lives. The objective of the survey was to inform financial sector policymakers and financial service providers with insights about adults financial needs, preferences and attitudes towards […]