Programme | SADC Consumer MAP

FinMark Trust has partnered with the United Nations Capital Development Fund (UNCDF) and Cenfri to develop and deliver the Making Access to Financial Services Possible (MAP) initiative. MAP seeks to advance financial inclusion and support expanding access to an appropriate portfolio of financial services for individuals that are either underserved or un-served. An appropriate portfolio of financial services includes effective access to credit, savings, payments and insurance products. These products have the potential to improve the welfare of lower income people by helping to conduct and manage their financial lives more efficiently, increase income, better manage risks and build up wealth over time.

The MAP diagnostic approach utilises an analytical framework to build a picture of market demand based on household and individual income, economic activity, and current usage of financial services within a diverse array of countries and local contexts. This approach has the objective of:

  • Encouraging providers of financial services to deliver products and services to those segments of the population that are currently underserved; and
  • Enabling policymakers and regulators to understand current policies and regulations that are inhibiting market growth and to develop a strategic vision on financial inclusion and the possible delivery modalities.

The MAP Diagnostics are effectively utilised to support the development of Financial Inclusion Strategies for countries, highlighting priority areas for impact. FMT supports the implementation of these programmes through in country resources.

Thematic Country Programs within MAP

M&E

M&E to support assessment of the financial inclusion indicators.

Digital Financial Identity

Migration within the region is part of daily life. With the cost of KYC (know your customer) up to 80% of the cost from cross border remittances – a digital financial identity for the region could reduce costs to those most vulnerable.

Mobile Money and Interest on Mobile Money

FMT supported the development of the Committee of Central bank Governors for SADC Mobile Money Guidelines, which has been adopted as the working document for the region. A major and very progressive approval, was for the payment of interest on Mobile Money Wallets. This is very progressive thinking – and supports financial inclusion through the digitization of a store of value with interest. We are supporting the implementation of their clause in the region through the development of frameworks for countries to pay interest.

Credit information Sharing

Access to finance, and formal credit is essential to support financial inclusion. Credit information sharing is critical to support formal credit, and limit over indebtedness.

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Measuring Progress: Financial inclusion in SADC – 2018...

Financial inclusion is a means to an end – the end being improved household and individual welfare and a positive impact on those activities that contribute to production and economic growth. The latter in turn can have a positive impact on further financial sector development. Access to financial services is highlighted in many of the […]

Deepening Financial Inclusion
SADC Consumer MAP
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Myanmar MAP Synthetic 2018 Report

This MAP Study Synthesis Note serves to summarize a series of documents produced as part of the Making Access Possible (MAP) Myanmar initiative. Preparation for MAP Myanmar was approved by the President of the Union of Myanmar in January 2013. The programme has been developed by United Nations Capital Development Fund (UNCDF) in close cooperation […]

Deepening Financial Inclusion
SADC Consumer MAP
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Myanmar MAP Diagnostic 2018 Report

This MAP Refresh Myanmar document follows on from the original MAP (Making Access Possible) exercise in Myanmar in 2013/2014. MAP undertakes a comprehensive in-country analysis of the financial sector – from the perspective of enhancing financial access – as the basis for preparing a roadmap of action items likely to move the country towards achieving […]

Deepening Financial Inclusion
SADC Consumer MAP
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FinScope Consumer Survey Haiti 2018 Pocket Guide (French)

Le Gouvernement d’Haïti reconnaît le rôle joué par le secteur financier pour faciliter la croissance économique grâce à un meilleur accès aux services financiers. Afin de renforcer les politiques génératrices d’une croissance et d’un développement durable et inclusif, les parties prenantes et le gouvernement haïtien ont mis en oeuvre FinScope Haïti 2018 pour aider à […]

FinScope Consumer
SADC Consumer MAP
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Burkina Faso MAP Rapport De Feuille De Route 2018 – 2022 (...

La Feuille de Route pour l’inclusion financière du Burkina Faso 2018-2022 définit les priorités nationales relatives à l’amélioration de l’inclusion financière au Burkina Faso. La Feuille de Route est axée sur les conclusions du diagnostic, contenues dans ” Burkina Faso Making Access Possible : Rapport Diagnostic de l’Inclusion Financière 2017″, un rapport qui s’appuie sur […]

Deepening Financial Inclusion
SADC Consumer MAP
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Burkina Faso MAP Roadmap 2018 – 2022 Report (English)

The Burkina Faso Financial Inclusion Roadmap 2018 – 2022 lays out the national priorities for the enhancement of financial inclusion in Burkina Faso. The Roadmap is based on the diagnostic findings contained in the Burkina Faso Making Access Possible: Financial Inclusion Diagnostic Report 2017, which in turn draws on in-country research and interviews, FinScope Survey […]

Deepening Financial Inclusion
SADC Consumer MAP
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Lesotho MAP Roadmap 2014 – 2020 Report

This roadmap document is produced as part of a series of documents in the Making Access Possible (MAP) Lesotho initiative. MAP Lesotho was conducted as a result of a formal request by the Government of Lesotho, via the Ministry of Finance in August 2013. The MAP project is formally hosted by the Ministry of Finance, […]

SADC Consumer MAP
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FinScope Consumer Survey Cameroon 2017 Pocket Guide (French)

Making Access Possible (MAP) is a diagnostic and programmatic framework to support expanding access to financial services for individuals and micro and small businesses. The MAP methodology and process has been developed jointly by UNCDF, FinMark Trust (FMT) and Cenfri to foster inclusive financial sector growth. At country level, the core MAP partners collaborate with […]

FinScope Consumer
SADC Consumer MAP
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FinScope Consumer Survey Cameroon 2017 Pocket Guide (English...

Making Access Possible (MAP) is a diagnostic and programmatic framework to support expanding access to financial services for individuals and micro and small businesses. The MAP methodology and process has been developed jointly by UNCDF, FinMark Trust (FMT) and Cenfri to foster inclusive financial sector growth. At country level, the core MAP partners collaborate with […]

FinScope Consumer
SADC Consumer MAP
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Cambodia MAP Diagnostic 2017 Report

MAP Cambodia represents a partnership between National Bank of Cambodia, UNCDF, FinMark Trust, Cenfri and the National Institute of Statistics for the Development of a Strategic Framework for Financial Inclusion in Cambodia. The National Bank of Cambodia is the Chair of the Inter-Ministerial Working Group on Financial Inclusion Strategy Formulation (IMWG-FISF) which govern the MAP […]

SADC Consumer MAP
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Cambodia MAP Synthesis 2017 Report

Making Access Possible (MAP) Cambodia represents a partnership between National Bank of Cambodia, UNCDF, FinMark Trust, Cenfri and the National Institute of Statistics for the Development of a Strategic Framework for Financial Inclusion in Cambodia. The National Bank of Cambodia is the Chair of the Inter-Ministerial Working Group on Financial Inclusion Strategy Formulation (IMWG-FISF) which […]

Deepening Financial Inclusion
SADC Consumer MAP
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Cambodia MAP Roadmap 2018 – 2025 Report

The Cambodia Financial Inclusion Roadmap (2018- 2025) provides guidance for achieving the vision of increased financial inclusion in Cambodia. The roadmap is based on the findings presented in the Making Access Possible: Cambodia Country Diagnostic Report 2017 which draws its analysis from the quantitative data of the nationally representative– FinScope Consumer Survey 2015survey with a […]

Deepening Financial Inclusion
SADC Consumer MAP
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FinScope Togo Financial Literacy 2018 Dashboard (French)

Pour que les Togolais adultes puissent tirer le meilleur parti des ressources financières disponibles, ils doivent comprendre ce qu’est un produit ou un service financier, les possibilités qu’il ouvre, comment l’utiliser et comment en bénéficier. De même, les caractéristiques d’une personne, ses perceptions et son comportement influent sur sa capacité à s’intéresser à un produit […]

FinScope
SADC Consumer MAP
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FinScope Togo Youth 2018 Dashboard (French)

Plus de jeunes (45%) vivent dans les régions urbaines comparé aux seniors (38%), ce qui laisse croire qu’un plus grand nombre de jeunes pourraient avoir migré vers les régions urbaines. Cependant, 55% des jeunes vivent dans les zones rurales avec la plus grande proportion de jeunes (17%) se trouvant à Grand Lomé. Une plus grande […]

FinScope
SADC Consumer MAP