year | 2009

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FinScope Botswana 2009

This booklet provides an overview of access to financial services, especially banking services, in Botswana. It summarises the results of the FinScope Botswana 2009 survey of the demand for banking and other financial services. This survey followed an earlier FinScope carried out in 2004, which means that we have a chance to track changes in […]

FinScope
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Survey on Demand for Financial Services in Botswana – ...

The FinScope 2009 study was undertaken with the specific objectives of profiling levels of access to financial services and benchmarking current usage of formal and informal financial services (transactions, savings, insurance and credit/loans). The stratified random sampling design was used to select a nationally representative sample of 1,400 which was weighted to the adult population. […]

FinScope
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FinScope Uganda 2009

The Ugandan government has made considerable efforts to reform and develop the country’s economy. Financial inclusion has become a contributing pillar to the achievement of Uganda’s Poverty Eradication Action Plan (PEAP), as lack of access to suitable financial services is one of the biggest obstacles to development. Conducting the FinScope survey is part of the […]

FinScope
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FinScope Uganda 2009 Final Report

FinScope studies are national geographic and demographic surveys on the demand for, access and usage of financial services. The studies cover the demand, usage and access to all types of financial institutions from commercial banks, village groups to informal financial facilities like borrowing from shops etc. These studies are carried out in Uganda, Kenya, Tanzania, Rwanda, Nigeria, Ghana, Mozambique, […]

FinScope
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The Mzansi Bank Account Initiative

1. The Mzansi account is an entry-level bank account, based on a magnetic stripe debit card platform, developed by the South African banking industry and launched collaboratively by the four largest commercial banks together with the state-owned Postbank in October 2004. By December 2008, more than six million Mzansi accounts had been opened, a significant […]

SADC FI
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The potential for mobile phone banking in Zambia

Financial systems in Africa have been strengthened by a number of reforms in recent years. This has allowed banks and other players to diversify their activities, deepen their lending and increase their reach with new products and technology. One of these is the mobile phone. Mobile phones – also known as cellular phones or cellphones […]

FinScope
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Landscape for Consumer Recourse in South Africa’s Fina...

Consumer protection and education are important in all financial service markets, but particularly in South Africa, where the policy, legal and regulatory environments are being changed in an effort to improve access to financial services. As access to financial services increases, less literate, more vulnerable consumers are likely to enter the market and will need […]

SADC FI