year | 2012

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Mapping the retail payment services landscape in Mozambique

This research looks at the issues around the state of retail payment systems development in Mozambique, a country with more than half of its population living in poverty and 78% of the adults being financially excluded.  This report was based on document review, interviews with the regulator and providers, and focus groups and informal discussions […]

SADC Payments and Remittances
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Mapping the Retail Payment Services Landscape in Zimbabwe

This report is part of the series commissioned by FinMark Trust to examine the retail payments landscape in Malawi, Mozambique, and Zimbabwe. It distills key findings from country research conducted in Zimbabwe in October 2011 and provides tools for understanding the landscape for retail payments in Zimbabwe. This study hypothesizes that the ability to make […]

SADC Payments and Remittances
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Status of agricultural and rural finance in Botswana

A study was undertaken to examine the current status of agricultural and rural finance in six southern African countries:  Botswana, Malawi, Mozambique, South Africa, Zambia and Zimbabwe.  This report is on one of these countries, Botswana.  The purpose is to gain insight into some of the challenges experienced in Botswana in improving access to rural finance […]

FinScope
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FinScope South Africa 2012

FinMark Trust, an independent trust based in Johannesburg, South Africa, was established in 2002, and is funded primarily by UKaid from the Department for International Development (DFID) through its Southern Africa office. FinMark Trust’s purpose is ‘Making financial markets work for the poor’. This is done by promoting financial inclusion and regional financial integration as well as institutional and organisational development, in […]

FinScope
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Remittances from South Africa to SADC

It is well known that there are large remittance flows from South Africa to other countries in the SADC region and that a substantial proportion of such flows are informal – sent for example via cross-border mini-bus taxis or buses. However, data on the size of this remittance market is hard to come by. Data […]

SADC Payments and Remittances
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Savings and credit groups–an opportunity for formal financ...

FinMark Trust recently commissioned research that has uncovered the far-reaching impact of savings and credit groups on people’s lives. Over the past few years a local NGO called SaveAct, has been pioneering a quiet savings revolution in poor rural communities in South Africa. The model that they have used has enabled some 15 000 members of […]

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FinScope Consumer Namibia 2012

The FinScope survey is a research tool developed by FinMark Trust, as a nationally representative study of individuals’ perceptions of financial services and issues, aiming to provide insight into how people source their income and manage their financial lives. To date, the survey has been implemented in 16 African countries, as well as in Pakistan. […]

FinScope Consumer
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Savings Groups: the silver bullet for rural development?

Over the past few years a local NGO called SaveAct, has been pioneering a quiet savings revolution in poor rural communities in South Africa. The model that they have used has enabled some 15 000 members of savings groups to reduce debt and improve economic resilience. The rural poor move to a situation where they can […]

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SADC remittances flow report

This report discusses findings of qualitative research (focus group discussions and individual interviews) conducted for FinMark Trust on the remitting pattern and behaviour of migrants from SADC, based in South Africa and remitting into the SADC regions. This was a follow up study to research conducted for FinMark in 2005. The focus of this study […]

SADC Payments and Remittances