The Government of Swaziland recognises the significant role of the financial services sector towards contributing to the overall economic and private sector growth. In addition to the conventional commercial banking institutions, the Micro-Finance Institutions (MFIs) play a significant role in extending financial services through savings and business loans to the rural un-banked population. Despite this positive contribution, the continued operation of these institutions is challenged by the changing macro-economic contexts which require their transformation if they are to remain viable and sustainable. The Ministry of Finance established the Micro-Finance Unit (MFU) in September 2010 to facilitate the development and sustainability of the microfinance sector in the country. This should enable the sector to continue to effectively contribute to the development of rural communities. The objectives of the MFU are to facilitate the provision of efficient and effective financial services on a sustainable basis; the development of an enabling and enhanced environment for business development in rural areas; and the establishment of micro- and small-scale enterprises as well as business services in rural areas.