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FinScope small business survey 2010

The FinScope 2010 South Africa Small Business Survey is the first comprehensive publicly available nationally representative survey of small businesses in South Africa which provides baseline information on a host of areas in small businesses. Small business landscape in South Africa The study sample of 5676 represents the small business owner in South Africa who […]

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FinScope South Africa 2010

The public and private partnership sees access to finance as a critical contributing pillar to accelerating growth and development in South Africa. At large, the South African government has a mandate to facilitate, promote and enhance greater access and usage of appropriate financial services and products for all South Africans, especially those currently financially excluded, […]

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Survey on Demand for Financial Services in Botswana – ...

The FinScope 2009 study was undertaken with the specific objectives of profiling levels of access to financial services and benchmarking current usage of formal and informal financial services (transactions, savings, insurance and credit/loans). The stratified random sampling design was used to select a nationally representative sample of 1,400 which was weighted to the adult population. […]

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FinScope Uganda 2009

The Ugandan government has made considerable efforts to reform and develop the country’s economy. Financial inclusion has become a contributing pillar to the achievement of Uganda’s Poverty Eradication Action Plan (PEAP), as lack of access to suitable financial services is one of the biggest obstacles to development. Conducting the FinScope survey is part of the […]

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FinScope Uganda 2009 Final Report

FinScope studies are national geographic and demographic surveys on the demand for, access and usage of financial services. The studies cover the demand, usage and access to all types of financial institutions from commercial banks, village groups to informal financial facilities like borrowing from shops etc. These studies are carried out in Uganda, Kenya, Tanzania, Rwanda, Nigeria, Ghana, Mozambique, […]

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FinScope Mozambique 2009

FinScope Mozambique 2009 is the first national survey of its kind, in which a representational cross-section of all adult Mozambicans have been interviewed comprehensively about their financial behaviour, familiarity with financial terminology and their use of financial services. As economies grow, so does the sophistication of financial services offered. Mozambique is no exception where a […]

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FinScope Malawi 2008 For FinMark Trust

FinScope Malawi 2008 was commissioned by the Ministry of Finance and the FinMark Trust, with funding from the United Kingdom?s Department for International Development, to understand adult Malawians financial lives. The objective of the survey was to inform financial sector policymakers and financial service providers with insights about adults financial needs, preferences and attitudes towards […]

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The Mzansi Bank Account Initiative

1. The Mzansi account is an entry-level bank account, based on a magnetic stripe debit card platform, developed by the South African banking industry and launched collaboratively by the four largest commercial banks together with the state-owned Postbank in October 2004. By December 2008, more than six million Mzansi accounts had been opened, a significant […]

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The potential for mobile phone banking in Zambia

Financial systems in Africa have been strengthened by a number of reforms in recent years. This has allowed banks and other players to diversify their activities, deepen their lending and increase their reach with new products and technology. One of these is the mobile phone. Mobile phones – also known as cellular phones or cellphones […]

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Landscape for Consumer Recourse in South Africa’s Fina...

Consumer protection and education are important in all financial service markets, but particularly in South Africa, where the policy, legal and regulatory environments are being changed in an effort to improve access to financial services. As access to financial services increases, less literate, more vulnerable consumers are likely to enter the market and will need […]

SADC FI