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The Face of Social Exclusion Infographic

Despite progress around the world, many people continue to face social exclusion (i.e., limited access to social and economic opportunities). While not a cure-all, financial services have the potential to connect them to more opportunities. For example, evidence shows that financial services have a direct impact on health, education, gender equality and food security. If […]

SADC FI
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Exciting Internship within Information and Research at FMT

An exciting internship opportunity within FinMark Trust (FMT) has arisen. The successful candidate will work closely with the Head of Information and Research on different research projects and other research activities. The intern should be highly driven, with a passion for research, data analysis, data management and reporting, high levels of curiosity for solving complex […]

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Financial Digital Identity: Landscaping a digital financial ...

This report by David Porteous of Bankable Frontier Associates (BFA) from the FinMark Trust Digital Identity workshop sets out a framework for defining digital financial identity and its general use cases. The report follows on to consider the current available information about drivers and needs in the SADC identity environment before describing examples of solutions positioned on the digital […]

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Data and Analytics Business Development Manager

A dynamic and results oriented Data & Analytics Business Development Manager is required to lead this new position for FinMark Trust (FMT). The successful candidate will work closely with the CEO to develop, coordinate and implement a Data and Analytics revenue & funding Strategy for FMT. FMT has been a data pioneer in Financial Inclusion […]

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Remittance Factsheet

Remittance markets comprise both an important means of supporting impoverished communities, and a commercial opportunity for financial sector operators. In migrant heavy communities, remittance products can be the most important form of financial service provided, which is often disproportionately benefits female-headed recipient households. In 2012 FinMark Trust commissioned an exercise to estimate the size of […]

SA FI
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Research Report on Mobile Money in South Africa

The research report study focused on the factors that drove the termination of mobile money services in South Africa focusing on the institutional environment, market environment, end user environment and adoption and availability. The secondary objective was to identify barriers to launching effective mobile financial services (MFS) in South Africa with a specific focus on […]

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Terms of Reference: Financial Inclusion Specialist

FinMark Trust (FMT) is an independent trust established in 2002 with the objective of making markets work for the poor. Initial core funding was provided by UKaid from the Department for International Development (DFID) through its Southern Africa office. Recently additional funders have come on board including the UNCDF, the Bill and Melinda Gates Foundation, […]

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#BlackFriday blues!

we buy things we don’t need with money we don’t have to impress people we don’t like”. This holds particularly true for financially stressed South African consumers. A famous quote by Dave Ramsey states “we buy things we don’t need with money we don’t have to impress people we don’t like”. This holds particularly true […]

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Closing the gap between uptake and usage of financial produc...

Why is it that 80 percent of bank account holders in Madagascar only use their accounts once a month or less?What makes the parents of a child requiring unforeseen medical treatment in the DRC choose to approach their mutualitée(a local form of informal mutual aid society) for a loan despite access to a microfinance institution or local bank?If […]

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The joy of mobile survey design

Written by Shirley Jeoffreys-Leach. Shirley is a researcher within the data team at the insight2impact (i2i) data facility. I designed a mobile survey today and really enjoyed it. You might be thinking: of course it is satisfying, it is easy. But that really isn’t the case. Mobile surveys, and in this case SMS mobile surveys, require a different approach, […]

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2017 Annual Report

The past financial year has been a period of change and renewal for FinMark Trust (FMT). We celebrated our fifteenth year of service and pioneering work on innovative approaches to financial inclusion globally. We also marked this important milestone by reviewing our impact, relevance and positioning. This was important to ensure that we remain relevant […]

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FinScope MSME Survey Swaziland Pocket Guide

The MSME sector is recognised as an significant contributor to economic growth and development and mass employment. With this knowledge, the crucial role of MSMEs in the national economy anchors on the roles of government, the business community and the public at large to harness and optimise the sector’s development. The lack of recent, holistic […]

FinScope MSME
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New facts and figures from FinScope MSME Survey Swaziland 20...

Mbabane, 24 August 2017. The Micro Finance Unit, a subsidiary of the Ministry of Finance, in 2015 commissioned for the first time in Swaziland, the FinScope MSME Survey Swaziland 2017. The survey was conducted between October 2016 and March 2017. The Survey amongst other things sought to determine the performance of the MSME sector as well […]

FinScope MSME
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The Second SADC Financial Inclusion Indaba

FinMark Trust, in partnership with SADC Secretariat and the SADC Banking Association is proud to have co-hosted the second Financial Inclusion Indaba on the 13th and 14th of July in Centurion, South Africa. Across the African continent, governments have begun to realise the pivotal role financial inclusion can play in combatting poverty and contributing to inclusive […]

SADC FI
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The Impact of Remittances in Lesotho, Malawi and Zimbabwe

Households in sub-Saharan Africa have a long tradition of cross-border migration and associated remittances. During periods of economic or political instability, or simply when opportunities at home are scarce, the funds remitted by migrants are a lifeline that can help keep food on the table, children at school, and roofs over heads. However, from an […]

SADC Payments and Remittances
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Cross-Border Remittance Pricing

This report was commissioned by FinMark Trust and carried out through Genesis to assess the cost of cross-border remittances in South Africa. Using a new approach based on conducting actual cross-border transactions, the report verifies the pricing offered to customers in the market and compares this cost to other studies conducted by the World Bank […]

SADC Payments and Remittances