The National Credit Act And Its Regulations In The Context O...

With its National Credit Act (2005) and Regulations (2006) the South African government is moving aggressively against predatory lending, consumer abuses and outdated, piecemeal and ineffective legislation on consumer credit. This paper analyses the potential impact of this Act and its regulations on access to all forms of financial services. The South African financial sector […]


A regulatory review of formal and informal funeral insurance...

The need to provide for funerals is one of the key drivers of financial behaviour for many South Africans and has led to a relatively sophisticated and widely accessed informal financial sector. It is estimated that over 6 million people currently belong to burial societies where an estimated R6 billion is invested every year- in […]