The Government of Nepal recognises the importance of a well-functioning financial sector as one of the key drivers in reducing inequality and poverty. However, challenges for financial inclusion in Nepal remain ubiquitous. Financial inclusion refers to universal access to a wide range of financial services for people who need them, provided by a diversity of sound and sustainable institutions at a reasonable cost, operating in a competitive market environment. Nepal currently experiences a modest level of access to formal financial services, where formal credit markets are relatively underdeveloped and a large proportion of the population takes loans through informal sources. Usage of more sophisticated formal services such as insurance and electronic payment services is rare amongst people in Nepal. Access to affordable and appropriate financial instruments and products can improve the welfare of the un-served and under-served population by helping them conduct their financial lives more efficiently, increase income, manage risk, and build wealth over time. According to the Nepal Rastra Bank (NRB), the long term objective in Nepal is to achieve a greater degree of financial inclusion, to deliver financial services at an affordable cost to the unserved and underserved populations, especially disadvantaged and low income groups. This brochure highlights some of the key findings from the Nepal FinScope Consumer Survey 2014.