The status of agricultural and rural financial services in Zambia

This country study examines the status of agricultural and rural finance in Zambia in order to better understand the context and progress-to-date in financial sector development, and the nature, extent, and causes of the problems and challenges that are hindering growth and realization of financial sector development goals. Based on these findings and the implications for sector growth, the study derives a set of practical recommendations for effectively addressing cross-sectoral problems and challenges.

The study seeks to understand the nature and extent of financial sector problems and challenges, by analysing and comparing the demand for, and uptake of, financial services with supply across the various levels of Zambia’s agricultural and rural economy.