Study on the impact of Cross-border Remittances on deepening Financial Inclusion

The objective of this study is to understand how remittances can be used to deepen financial inclusion. Informal remittances hold a dominant position in the region, however this study will look to document the evolution of the traditional formal money transfer products and services in relation to possible extensions and innovations to core service of transferring funds, distribution networks and transfer value chains, behavioural attributes of senders and recipients of remittances when engaging money service providers sending money between South Africa and Zimbabwe, Mozambique and Lesotho.

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