FinMark Trust is an independent non-profit trust whose purpose is ‘Making financial markets work for the poor, by promoting financial inclusion and regional financial integration’. We pursue our core objective of making financial markets work for the poor through two principle programmes. The first is through the creation and analysis of financial services consumer data to provide in depth insights on both served and unserved consumers across the developing world. The second is through systematic financial sector inclusion and deepening programs to overcome regulatory, supplier and other market level barriers hampering the effective provision of services. Together, these programmes unlock financial inclusion and sector development through a symbiotic relationship between rigorous data collection and research activities. Our work can be found in South Africa, throughout the SADC region and the global arena.

Global Footprint

With our footprint established in South Africa and the SADC region, FinMark Trust is also focusing on work in the global market to strengthen our understanding and share our approach.

Focus Areas


FMT is supporting the development of frameworks for FSP’s to move to Risk based KYC/AML (RBA) in the region.


Migration within the region is part of daily life. With the cost of KYC (know your customer) up to 80% of the cost from cross border remittances – a digital financial identity for the region could reduce costs to those most vulnerable.

Our Trustees

Cas Coovadia


Ishmael Mkhabela


Ethel Matenge-Sebesho


Vimbai Tsopotsa


Lumkile Mondi


Our Team

Ellen Motiang

Office Assistant