Despite driving 80% of employment in Sub-Saharan Africa, most MSMEs struggle to access formal credit—hindering their growth, innovation, and ability to create jobs. Read more to explore how unlocking finance can change this.

MSME Credit Information Platform Review

Credit is key to any business – including farming. For FSPs to effectively grant credit to MSMEs, an entire ecosystem is needed. Discover what the state of the discussion is in the SADC member states.

The potential of alternative data to better serve MSMEs in Zambia

Targeting small businesses with personalised business advice and predicting successful loan applications

TransUnion Kenya CEO Billy Owino suggests collecting richer data on consumers can contribute to 'information for good'.

i2i is piloting its measurement frameworks in Zimbabwe

Analysis of Indebtedness & Over-Indebtedness in the SADC Region

A third of adults in SADC are indebted and with access to credit from either a formal or informal lender.

In recent times most law courts in Africa have not been suitable places to enforce or defend low-value retail credit contracts

Cutting Corners at a Most Vulnerable Time

This study investigated the nature of abuse in the informal funeral parlour market by talking to consumers themselves.

Credit Information Sharing Project Close-Out Report

A wide divergence exists in the level of credit information sharing across different SADC

Discussion note on whether life microinsurance schemes offer value

This note considers a method of measuring the value of life microinsurance

Credit life insurance in South Africa: the customer's perspective

This paper analyses the question through the lens of the low-income consumer in South Africa.

Assessment of expected Microinsurance Regulatory Impact

The case of a funeral administrator

FinMark Trust recently commissioned research that has uncovered the far-reaching impact of savings and credit groups

SaveAct Savings and Credit Groups and Small Enterprise Development

Understanding Strategies and Opportunities to Promote Livelihoods Strategies and Small Enterprise Development

The National Credit Act And Its Regulations

This paper analyses the potential impact of this Act and its regulations on access to all forms of financial services.

A regulatory review of formal and informal funeral insurance markets

It is estimated that over 6 million people currently belong to burial societies where an estimated R6 billion is invested every year.