To celebrate this milestone in our own development – and for the development of the financial inclusion landscape over the past 20 years, we will be hosting a series of webinars.

Sharing what the latest prices across various channels are – and discussing some of the most prominent developments in the market with experts from the field.

Presentation - SADC Remittances Market Assessment 2021

Presentation on sharing the most recent prices across various channels – as well as addressing some of the market's most significant changes with experts from the field.

The Role of Remittances in Deepening Financial Inclusion

South Africa and Eswatini Remittances Corridor Diagnostic, this report is a compilation of research findings to inform the implementation of the IFAD’s Financial Inclusion and Cluster Development (FINCLUDE) programme in Eswatini.

Our panellists discuss cross border remittances and domestic payments in selected SADC countries and the challenges faced by payments service providers.

Presentations: Effects of COVID-19 on domestic payments and remittance

View the presentations on the effects of COVID-19 on domestic payments and cross-border remittances in the SADC region below.

South Africa to the Rest of SADC Remittance pricing report

In South Africa to the rest of SADC, Remittance Pricing report, presented are the findings from a mystery shopping exercise

SADC Remittance Values and Volumes 2020 report

Informal remittance markets in many countries are well established but often expose the remitter to delays and the risk of theft and other losses. 

South Africa to Rest of SADC Remittances 2020 Pocket Guide

Read more on the research findings on cross border remittances from South Africa to the rest of SADC 2020.

View the webinar on the research findings - cross border remittances from South Africa to the rest of SADC here

Interview with FinMark's CEO - Brendan Pearce on the FMT remittance strategy.

What are the various remittance products and what are their implications for consumers?

Applying the Risk Based Approach in South Africa Report

Applying the Risk-Based Approach – Undertaking AML/CTF Risk Assessment of low-value remittance and banking products and services in South Africa

Below is an extract of our conversation, offering unique insight into a product impacting the lives of hundreds of thousands of migrants across South Africa:

While financial inclusion has risen to 68% globally, Sub Saharan Africa continues to lag with only 32% of its citizens having an account at a financial institution.

The Shoprite cross-border money remittance product reached the R1 billion mark in January 2019

Understanding the remittances from Botswana to Zimbabwe

The Zimbabwean economy has been under severe pressure for many years now

Watch our video where we speak to four of our beneficiaries to hear how our work in KYC, remittances and the risk-based approach are actually making a difference

Understanding Global Remittances Corridors in the DRC (French)

The DRC has a long standing history of migrant flows, and historically flows to and from Europe have been of particular importance.

Understanding Global Remittances Corridors in the DRC (English)

The DRC has a long standing history of migrant flows, and historically flows to and from Europe have been of particular importance.

The current global remittance market is estimated to be in the region of USD 500 billion annually and is expected to grow in future.

SADC migrants in South Africa remit approximately R16.6 billion home annually.

Access to formal remittance services is difficult for many migrants because of the onerous documentation requirements.

Cross-Border Remittance Pricing

This report was commissioned by FinMark Trust and carried out through Genesis to assess the cost of cross-border remittances in South Africa.

The Impact of Remittances in Lesotho, Malawi and Zimbabwe

Households in sub-Saharan Africa have a long tradition of cross-border migration and associated remittances.

Remittance markets comprise both a commercial opportunity for financial sector operators, and an important means of supporting impoverished communities.

Cross-Border Remittances 2016

This report provides an update on the available money transfer offerings that facilitate remittance flows from South Africa to other countries in SADC.

Lesotho cross-border transaction volumes and values

See the results of the Lesotho cross-border transaction volumes and values for 2015.

Remittances from South Africa to SADC Presentation

Why Payment Systems matter to Financial Inclusion

Remittances from South Africa to SADC

It is well known that there are large remittance flows from South Africa to other countries in the SADC region and that a substantial proportion of such flows are informal

SADC remittances flow report

The focus of this study was to gain insight into remittance behaviour and patterns of the SADC migrant population

The South Africa-SADC remittance channel

See the South Africa-SADC remittance channel report here.

SADC Remittance Channel Estimates 2012 Report

FinMark Trust commissioned a research report that provided, amongst other findings, an initial estimate of the size of the SADC remittance market.

Understanding the last mile in cross-border money transfers

Understanding the last mile in cross-border money transfers from South Africa to Zambia.

The cross border money transfer experience

This focus note highlights our experience as 'mystery shoppers'; presents pricing data collected from banks, the Post Office and SWIFT.

Cash and carry understanding the Johannesburg-Zimbabwe corridor

This study, entitled the Zimbabwe Remittance Corridor Think Piece, was commissioned by Cenfri, on behalf of the FinMark Trust

Microinsurance focus note - Zambia

Understanding the last mile in cross-border money transfers from South Africa to Zambia

Facilitating Southern African remittance networks

The intra-SADC remittance market is estimated to comprise at least R6.2bn in annual cross-border flows (or approximately US$1bn).